Terms of Service
Last Updated: November 15, 2023
Welcome to Vadome Cubofa. These Terms of Service govern your use of our website and services. By accessing or using our services, you agree to be bound by these Terms.
Educational Services
Vadome Cubofa provides educational content and resources related to personal finance management. Our services include:
- Online courses and educational materials
- Interactive tools and worksheets
- Community forums and discussion groups
- Coaching and consultation services (where applicable)
We reserve the right to modify, suspend, or discontinue any part of our services at any time without prior notice.
User Accounts
To access certain features of our services, you may need to create a user account. You are responsible for:
- Maintaining the confidentiality of your account credentials
- All activities that occur under your account
- Providing accurate and complete information during registration
- Promptly updating your information to keep it current
We reserve the right to suspend or terminate your account if any information provided during registration proves to be inaccurate or misleading.
Payment Terms
Certain services offered by Vadome Cubofa require payment. By purchasing these services, you agree to:
- Pay all applicable fees and charges
- Provide accurate billing and payment information
- Promptly update your payment information as needed
Fees are non-refundable except as required by law or as otherwise specifically permitted in our refund policy.
Intellectual Property Rights
All content included on our website and within our services, including text, graphics, logos, images, and software, is the property of Vadome Cubofa or our content suppliers and protected by copyright laws.
You are granted a limited, non-exclusive, non-transferable license to access and use our services for personal, non-commercial purposes. You may not:
- Copy, reproduce, modify, or create derivative works of our content
- Distribute, transmit, display, or perform our content publicly
- Use our content for any commercial purpose without our express written consent
- Reverse engineer, decompile, or disassemble any software or systems
User Conduct
When using our services, you agree not to:
- Violate any applicable laws or regulations
- Infringe upon the rights of others
- Engage in unauthorized framing or linking to our services
- Upload or transmit viruses or other malicious code
- Interfere with or disrupt the integrity or performance of our services
- Attempt to gain unauthorized access to our systems or networks
- Harass, abuse, or harm another person
- Provide false or misleading information
Disclaimer of Warranties
Our services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. Vadome Cubofa does not warrant that:
- Our services will meet your specific requirements
- Our services will be uninterrupted, timely, secure, or error-free
- The results that may be obtained from the use of our services will be accurate or reliable
- The quality of any products, services, information, or other material purchased or obtained by you will meet your expectations
Limitation of Liability
In no event shall Vadome Cubofa, its directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from:
- Your access to or use of or inability to access or use our services
- Any conduct or content of any third party on our services
- Any unauthorized access to or use of our servers and/or any personal information stored therein
- Any interruption or cessation of transmission to or from our services
- Any bugs, viruses, Trojan horses, or the like that may be transmitted to or through our services
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to its conflict of law provisions.
Changes to Terms
We may modify these Terms at any time. If we make material changes, we will notify you by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of our services after any changes constitutes your acceptance of the new Terms.
Contact Information
If you have any questions about these Terms, please contact us at:
Vadome Cubofa
123 Financial District
Toronto, ON M5X 1A9
Email: legal@vadome-cubofa.sbs
Phone: +1 4379763504